Hey all, I just put in my notice at work. I actually have enough in savings and investments to not work.
No more rat-race for me. I feel amazing, even on this cold winter day!
Hey all, I just put in my notice at work. I actually have enough in savings and investments to not work.
No more rat-race for me. I feel amazing, even on this cold winter day!
Very cool! When did you start seriously putting aside money? I got out of college somewhat late and didn’t start seriously putting aside $$ in my 401k until I was 30.
When I was 15. Grew up in a very conservative atmosphere. Self-reliance was a huge thing. Also grew up listening to Dave Ramsey. He was a huge influence on my financial life.
I got a lot of second hand Dave Ramsey stuff. I think most of the bad advice I didn’t hear. I think it was probably overall negative for me, because I was left to believe credit cards are evil. I got my first one on my 33rd birthday. Should’ve gotten one when I was 18 and never used it just so the age of my credit file is longer. (I have stuff like mortgages in there, it’s not empty.)
Yeah, fair point. I don’t necessarly think credit cards are evil. But I think the are a bad idea for a lot of people who aren’t aware of how to use them.
I have one but I pay it off every single week and never run a balance on it. I use it for gas, groceries, amazon, etc. Then just pay it off every saturday.