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Joined 1 year ago
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Cake day: June 20th, 2023

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  • because when every bit of your monthly income is already taken up by necessities, any unexpected expense and this budget means nothing. so a surprise expense and you end up falling behind on rent, but there’s no available money next month to catch up unless you don’t eat, and unfortunately next month will have some other unexpected expense - maybe your car breaks down because it’s a piece of junk, but it was all you could afford. and so it spirals. the budget only matters if you have some discretion in how you spend.