I pay all my bills online so I’m used to navigating logins and payment apps. I never have nearly as much trouble paying credit card bills.

My password wasn’t working, so I tried recovery. The recovery asked for my email, birthdate, zip code, and last 4 digits of my SSN. All things I know well, but they say it’s wrong. Now I’m locked out of my account for the 2nd time in two days…

I almost think it’s a conspiracy to enable charging people more late fees.

  • Scrubbles
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    902 months ago

    Password managers, people. Use a password manager

      • SolidGrue
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        82 months ago

        Many (if not all) of the KeePass clients are better than Lastpass, LogMeIn or any of the hosted solutions. More portable too

        • @EatATaco@lemm.ee
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          12 months ago

          I’m planning to leave LastPass because of the concerns, but as long as I have my phone or an Internet connection, both of which are true almost all of the time, I have access to all of my passwords.

          How does it get more portable than that?

          • SolidGrue
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            42 months ago

            KeePass works off of a local data store which you can sync up to the cloud, so you don’t even need Internet access flto open your credentials store

            • @EatATaco@lemm.ee
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              12 months ago

              LastPass does the same, afaik. I was specifically talking about the portable aspect.

              • SolidGrue
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                12 months ago

                Ah, that I did not know.

                So it’s an equivalent to lastpass for portability. My mistake.b

                • @EatATaco@lemm.ee
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                  12 months ago

                  No problem. I was more asking because I’m trying to figure out which to use next.

        • @YtA4QCam2A9j7EfTgHrH@infosec.pub
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          42 months ago

          I used to use them, but I jumped ship after they had repeatedly had security incidents that they downplayed the severity of.

          I get that security is hard, but they just didn’t seem to prioritize it. And my trust in them was broken when they treated it as a PR issue instead of a threat to my security

    • Fire Witch
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      2 months ago

      My credit card refuses my stored password unless I manually type it in. I’ve checked it multiple times for correctness.

    • @Apytele@sh.itjust.works
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      52 months ago

      I use one and have still had the same issue with multiple credit card sites. The password kept in the manager just stops working.

      • SaltySalamander
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        72 months ago

        Been using online banking for as long as it’s been a thing and I have simply never had this happen. Guess I’m lucky.

        • @aStonedSanta@lemm.ee
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          12 months ago

          Same here. It must be dependent on the bank and their caching system. Or it requires a password update every x months and these dumbasses aren’t aware lol

          • @Apytele@sh.itjust.works
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            12 months ago

            I mean maybe I try not to use my credit cards all that often but like. You’d think there would be an email or something to let me know. I guess I could mark the date on a calendar but it’s not like they tell you their password turnover expectations at signup. You’d also think the person on the phone could help fix it in less than an hour. I swear that lady had to send me like 20 password reset codes because none of them would work. And you’d also expect that that password would continue working for more than a week. Honestly the experience was so frustrating I literally just canceled the card. I know it’s a credit ding but I have no use for a card I can’t pay off without going on an epic quest.

    • @ThatWeirdGuy1001@lemmy.world
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      -52 months ago

      So I for the first time let Googles password manager create an auto generated password for an account with my payroll company.

      I tried signing into my account WITH THE AUTO GENERATED PASSWORD AND THE SITE SAID IT WAS THE WRONG PASSWORD.

      Reset password. NEW PASSWORD CANNOT BE THE SAME AS OLD PASSWORD.

      I’ll literally never try a password manager again.

  • @jordanlund@lemmy.world
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    92 months ago

    I would not put it past them. I’m in the same boat, I pay bills every payday. There’s one account that never likes my login.

  • SaltySalamander
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    62 months ago

    You have a phone number on the back of your credit card. Call it. Speak to a human.

  • @intensely_human@lemm.ee
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    42 months ago

    My Chase account is supposed to auto-pay my credit card every month. But some months, it just doesn’t.

    This affects my credit score, and it pisses me off.

    It is obvious we are being fucked with.

  • @dan1101@lemm.ee
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    32 months ago

    Sounds like something Chase would do.

    But more likely you’re typing something wrong or their login servers are malfunctioning and return “no match” by default for safety. Thats always been my theory.

  • Possibly linux
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    32 months ago

    They have back end bugs that cause login to fail. I didn’t believe it a first and then I did some testing.

    The product I’m talking was a PCI security company

  • Lath
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    12 months ago

    I know in some cases, login fail is intentional to prevent bots from randomly gaining access to accounts.

    Source: some random internet person who said they did as such.