• MNByChoice@midwest.social
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    1 day ago

    Variable rates are still available and common. They tend to be slightly lower rates than fixed rate mortgages due to volatility risks.

    I interpreted their remark to be more about the fixed rate though. The $20,000 house could have a 20% fix interest loan.

    They did say “shooting up”, so maybe they are presuming variable rate mortgages.