Seems to me like the entire point of insurance companies is to collect your money monthly in case some future event happens, then try their hardest to not actually hold up their end of the bargain if you actually need it, then raise the prices afterwards if you do get a successful claim. So you pay for them to act like they’re doing you a huge fkn favour at their personal expense and not like it’s their fkn job that you’ve been giving them money monthly for.
that’s why insurance is a scam. You pay them unfathomable amounts of money for YEARS, then you want to use it, and you have to pay more, only for them to try their fucking hardest to deny you. Usually if they do accept you, it’s already too late and you’re terminal. Insurance is a fucking scam.
All insurance is gambling. They are betting that you’ll pay thousands in home insurance or car insurance, and never make a claim, like most people. It’s a good bet for the insurance companies.
But Health Insurance is different. Unlike your house burning down or your car getting wrecked, which seldom if ever happens, EVERYBODY gets sick, and eventually dies. It’s ALWAYS a losing bet for the healthcare insurance companies. They have no choice but to rig the game so they can win.
That’s why we need to forget about Health Care INSURANCE, and think in terms of Health Care MANAGEMENT. That needs to be in the hands of an entity that isn’t motivated by profit, and that’s the government. EVERY other country in the world understands this, but America is a Ferengi nation, and we literally worship profits. And mean LITERALLY - Prosperity Doctrine is the most powerful religious philosophy in America at the moment.
Yup, that’s how it is in Australia where i live. There are lots of public hospitals that you don’t need to pay anything for if you’re a citizen, but then there’s private health insurance and hospitals, where you get better food, your own room etc. I don’t bother with private hospitals because i’m uber poor. I have been in the hospital system since i was a tween (nearing 40 now), and I’ve paid nothing for it.
Seems to me like the entire point of insurance companies is to collect your money monthly in case some future event happens, then try their hardest to not actually hold up their end of the bargain if you actually need it, then raise the prices afterwards if you do get a successful claim. So you pay for them to act like they’re doing you a huge fkn favour at their personal expense and not like it’s their fkn job that you’ve been giving them money monthly for.
that’s why insurance is a scam. You pay them unfathomable amounts of money for YEARS, then you want to use it, and you have to pay more, only for them to try their fucking hardest to deny you. Usually if they do accept you, it’s already too late and you’re terminal. Insurance is a fucking scam.
All insurance is gambling. They are betting that you’ll pay thousands in home insurance or car insurance, and never make a claim, like most people. It’s a good bet for the insurance companies.
But Health Insurance is different. Unlike your house burning down or your car getting wrecked, which seldom if ever happens, EVERYBODY gets sick, and eventually dies. It’s ALWAYS a losing bet for the healthcare insurance companies. They have no choice but to rig the game so they can win.
That’s why we need to forget about Health Care INSURANCE, and think in terms of Health Care MANAGEMENT. That needs to be in the hands of an entity that isn’t motivated by profit, and that’s the government. EVERY other country in the world understands this, but America is a Ferengi nation, and we literally worship profits. And mean LITERALLY - Prosperity Doctrine is the most powerful religious philosophy in America at the moment.
Insurance should be like social security: handled by the state, with the possibility of having a complementary private insurance if you want.
Yup, that’s how it is in Australia where i live. There are lots of public hospitals that you don’t need to pay anything for if you’re a citizen, but then there’s private health insurance and hospitals, where you get better food, your own room etc. I don’t bother with private hospitals because i’m uber poor. I have been in the hospital system since i was a tween (nearing 40 now), and I’ve paid nothing for it.