I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.

Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.

    • kalpol@lemm.eeEnglish
      41·
      7 hours ago

      Just spend the ten minutes once a month to pay from your bank using the payment service.

      • skuzz@discuss.tchncs.deEnglish
        2·
        1 hour ago

        It is non-trivial to set a reliable reminder for some, and not due to laziness, just how brains are wired. Set a calendar reminder, you start ignoring it after a few months. Start an alarm, you start snoozing it early. Put a note on the fridge, it eventually becomes invisible. Not impossible to overcome, but also, as I started, non-trivial to solve.