Perhaps the most interesting part of the article:

  • catloaf@lemm.ee
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    3 days ago

    Yeah. Insurance is for unexpected disasters. Building a house in a wildfire zone, tornado alley, or flood plain, those disasters are expected.

    • sunbrrnslapper@lemmy.world
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      3 days ago

      The challengee is (at least) two-fold: (1) existing homes that were once not in wildfire zones are now in them due to climate change, (2) some of the reason building is allowed into fire zones is to alleviate housing availability.