Summary

Trump’s team is considering abolishing key banking regulators, including the FDIC and OCC, with plans to consolidate their functions under the Treasury Department.

Critics warn this could undermine public trust in banking, weaken deposit insurance protections, and risk another financial crisis.

The FDIC, established during the Great Depression, played a crucial role in managing the 2023 banking crisis.

Trump allies, backed by financial industry donors, are also targeting other consumer protections, reflecting sweeping deregulatory ambitions tied to Project 2025’s proposals.

Experts fear these moves could destabilize the economy.

  • CharlesDarwin@lemmy.world
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    14 hours ago

    Just where the fuck will people do their banking without FDIC?

    I saw that asshat Andreesen lying his fucking ass off on Rogan about how the poor little tweedums on the right were being “debanked” because of “free speech”, but not anyone else.

    Meanwhile, what the hell would you call something like this?

    The right has people within it that are just so insane that I really do think some would withdrawal their money from the bank, and set all their own cash on fire if they thought it would pwn teh libz.

    • MisterD@lemmy.ca
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      3 hours ago

      I would just avoid ALL US banks. Canada has CDIC and our future Trumpian PM hasn’t been paid yet to kill it.

      US stores don’t care where the money comes from so that could be an option.

    • Alexstarfire@lemmy.world
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      4 hours ago

      We should start this rumor. It’ll totally own me. I’ll be so subservient if they burn all their money. 😉

    • ubergeek
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      8 hours ago

      Places like cash app and venmo… where you can have predation turned up to 11.

      • CharlesDarwin@lemmy.world
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        5 hours ago

        Exactly. Maybe that’s the cui bono here - some asshole in donvict’s circle stands to gain a lot of money. I hate the overuse of those apps, by the way. People always telling me to venmo them. I often try to just hand them cash. I hate having some middle man take 3% just to move some bits; absurd.

        • Alexstarfire@lemmy.world
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          4 hours ago

          Uhh, you can use Venmo without losing money. It only costs extra if you use the instant withdrawal functionality. Just wait the 2-3 days to get your money.

          That said, I’d rather get cash as well. I don’t like Venmo but sometimes it’s the much easier way. Such as when people live in other states.

          • CharlesDarwin@lemmy.world
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            2 hours ago

            How do you move money in and out of Venmo without any fees? I get a 3% fee if I transfer from credit card. I see you can deposit a check and pay 1%.

            • Alexstarfire@lemmy.world
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              2 hours ago

              I just transfer from/to a bank account. That’s free.

              The way you’re doing it is basically having them spot you the money until your payment clears. There is a risk, and they charge for that.

    • greyfox@lemmy.world
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      13 hours ago

      Credit unions use the NCUA instead of FDIC. So if they don’t go after that as well there are still some options.