Hiya, I am looking into a few different services to better manage my finances, among the highest recommended ones there is ActualBudget. Actualbugdet itself is opensource and private, however, to get the most out of this service you may connect it to your bank, via a third party service. Has anyone here actually done this? The service (for EU folks) is called GoCardless. This however, to me is ringing many alarms…

Here is the screenshot showing the message before connecting to my bank…

Here GoCardless’s list of partners/suppliers:

https://assets.ctfassets.net/40w0m41bmydz/6Mg3PGztGEQh11N3MNRmYc/1f186cf883151ca04b9c71c23b5ee4d3/GoCardless_material_supplier_list_v2024.09.pdf

I assume there is no private alternative that allows you to connect to your bank into AcualBudget or another service, if so please let me know! Managing finances would be so much more convenient if it all was automatically synced into a self-hosted service.

Let me know how you manage your finances :)

  • tuxec@infosec.pubEnglish
    15·
    22 days ago

    Hi,

    I’m using Actual Budget and I connected my company’s bank account (wich is on someone’s name) with it to sync all transactions.

    From a privacy perspective, I share your concerns. This was the reason I haven’t connected any of my personal accounts.

    The sync in itself is useful, but if you’re making a routine to add an entry in Actual everytime you’re making a purchase, you’ll get the most of it without trading your privacy.

    • theorangeninjaEnglish
      2·
      22 days ago

      I have a question regarding Actual. Is there a possibility to split bills like splitwise or tricount is doing it?

      • tuxec@infosec.pubEnglish
        1·
        21 days ago

        I’m not familiar with any of those two, but yes, you can add split transactions.