I have an iphone for work that I’m also allowed to use for personal stuff. I don’t use it often, but it has a great camera and is a useful backup for 2FA if I would lose my primary (android) phone.
It also gives me the option to use Apple Pay. Paying with my android doesn’t work, my bank’s app is shitty. It would be useful to have an alternative for my bank card, so I was considering setting up Apple Pay.
But I wanted to know: what information will apple get if I use Apple Pay? Do they get the payment details of every payment I make? Will they know anything about payments I make with my card?
I would avoid using an employer supplied device for personal use! More often than not these devices are “managed devices” which consists of management profiles that could grant all sorts of permissions from normal diagnostics, restrictions to location, camera and more!
With that said Apple in such case would become the middle man in relatio to the transaction! That means that Apple pay would retain the purchase logs on your card and
send a apple.com description to your bankto mask all your purchases! In theory you’d be given more privacy in relation to your bank but you’d be introducing a third party in the process and more potential failure points!Every Apple Pay payment I’ve done lists as a normal transaction in my bank account. If I pay for my meal at McDonald’s, it gets listed as McDonald’s.
It’s also very much dependent on the country you are on! There are certain countries “India being recent” that restrict Apple from applying the same functionality everywhere!
You know periods exist right? You don’t need to end every sentence with an exclamation mark.
Yes
yea they don’t mask your purchases, though it would be nice for that to be a more easily available service.
I do like that my banks app automatically categorises things based on those descriptions so I can get analytics on my own purchases to keep track of spending, but sometimes you just want to mask a purchase without having to go through something like PayPal.
What’s the point of that? I trust my bank more than PayPal with my transactions.
that’s kind of double edged sword. If Apple would be to mask your purchases, they would most likely have to know about what the purchases are to hide them from the Bank. But in current state I assume (based on the infographic I posted in separate comment), that Apple doesn’t know about the purchases much, thus they are not masked on the bank’s side.
But I am no expert in this matter, so I may be wrong.
Yes that’s a good point, and thank you for the insight