• @Gigan@lemmy.world
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      -312 months ago

      Are you saying you need credit to live? Because that’s not true. Lot’s of people live that way, but it’s not necessary.

      • @BarrelAgedBoredom@lemm.ee
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        292 months ago

        Have you ever been poor? Yes, sometimes you need credit to live. I’m still paying off debt from 2020 that I only acquired due to desperation and the threat of homelessness

      • 520
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        222 months ago

        It can be. Depending on the circumstances in life you are in, credit may be the only way you’re able to pay for food.

        • @Gigan@lemmy.world
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          -162 months ago

          You can’t do that forever though. Eventually you’ll run out of credit and have to pay for it yourself. And by that point you’re probably getting crushed by the debt from a maxed out card, that you’d have been better off not using in the first place.

          • 520
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            232 months ago

            Correct. But it’s either this or literally starve. That’s why you’ve got people here saying it isn’t really a choice.

          • @papalonian@lemmy.world
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            32 months ago

            You are saying this like they are not aware… like telling a drowning person that if they don’t stop breathing water they’re gonna die. The point is that using credit in the first place isn’t always a choice. Just because it is for a lot, maybe even most people, doesn’t mean there aren’t a lot of other people for whom it isn’t.