I’ve used Mint for many years. It has never worked well, its budgeting tools are inaccurate, and the UI is garbage. I guess you can say I’m not too broken up about this. I do very well with an Apple Numbers spreadsheet every month. That said, if there are other better options out there, I would consider them.
Dang, I used Mint to get a nice overview of how much is in all my credit cards/bank accounts, a comprehensive list of all purchases, and reminders of when bills are due.
I have signed up for a trial of YNAB, but I’m so dang confused about how to use it so far. I’ll keep trying, since I have 1 month, but its not a good first impression.
EDIT:
I’m trying out Empower and that one seems to be working for me as a good overview of my finances.
YNAB is just awful, and I do not understand how anyone uses it.
It’s the only one of these I like. I think it’s great.
Same. YNAB is more focused on where you assign/shift tasks for your money to do rather than just tracking where all my money’s gone. It’s envelope budgeting with an app to me, and I’m way more conscious now of whether I can afford things or not.
The only thing I miss about classic YNAB is having a local desktop copy of my data, even when I had to sync through dropbox.
Edit: was considering linking the subreddit, but just found we have a decent lemmy instance: https://lemmy.world/c/ynab